Legal Question in Insurance Law in New York
Accident settlement
We were recently rearended. Our damage was less than our deductibel so went to other persons ins co. they sent us a check if we cash the ck are we settling? What if damage is more than estimate - was told that there could be damage that wasn't visible. Any help would be appreciated. Thank you.
Asked on 6/23/07, 2:52 pm
1 Answer from Attorneys
Kevin Connolly
Kevin J. Connolly
Re: Accident settlement
The check almost certainly is legended that cashing it is a setlement. If you settle and the settlement is not enough, you're out of luck.
The insurance company should have authorized the shop to do the repairs.
I assume that you were not hurt; if you were, settling the property claim will preclude a bodily injury claim.
Answered on 6/25/07, 8:10 am
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