Legal Question in Credit and Debt Law in Oklahoma

i've been serve with asummons from attorney for citibank.direct me to file an answer to the attached petition in the court.do i have to go to court.i don't have a job or no means of income now.if i don't go to court,what will happen?i wrote an statement to answer the petition that i don't have anything,no job,no assets ,nothing that they can get out of me because i don't have anything.do i have to mail this letter to the attorney as stated and to the court?need your help


Asked on 6/07/10, 2:14 pm

1 Answer from Attorneys

Kurt Kennedy Kurt M. Kennedy,Attorney at Law

If you take no action, a default judgment will be entered against you. If you feel you have any defense to the Petition, then you need to file with the court clerk an "Answer" to the Petition that states your defense(s). A copy of your answer should be mailed to the Plaintiff''s attorney. All of this must be done before the answer deadline.

The inability to pay what is rightfully owed is not considered a defense. If that is the only "defense" you have, then there really is no point in filing an Answer. You should discuss your situation with an attorney. It is possible that you have a defense that you have not thought of, and an attorney can help you identify a defense.

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Answered on 6/08/10, 7:46 am


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