Legal Question in Business Law in Texas

title of vehicle

A Friend of mine refinanced her vehicle with another bank. The lien holder sent her the original title of the car in her name only. She has had several ''issues'' with the second lien holder.....too many to describe. Long story short, the second lien holder has applied for a correction of title.......however, they have themselves listed as the First Lien Holder (inncorrect) and no second lien holder.

Question: If she has a title that states that she is the owner of the vehicle.........does she own the car? If not, is there anything that she has to do to get the current lien holder to have an Accurate title........showing that THEY are not the first lien holder of the vehicle


Asked on 1/09/06, 12:33 pm

1 Answer from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: title of vehicle

She has legal title to the vehicle. When she re-financed the car, the lienholder paid off the first lien and has become the First Lienholder.

If the first finance company had not been paid off, and she used the second for paying for repairs, then the second would be a second lienholder and the finance company would be the first, and both would be shown on the title.

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Answered on 1/09/06, 1:11 pm


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