Georgia | Credit and Debt Law

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Asked on: 7/30/12, 5:44 pm

I have received a summons from the Sheriffs Dept. from a creditor regarding a vehicle charge off. I am unable to pay the amount and was wondering if there are any other options besides bankruptcy? I am not working and I don't own any property so would bankruptcy be necessary?

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You asked the same question before and the answer hasn't changed. Once the creditor gets a judgment, they will be able to garnishee you for years to come. A decade from now, same...

Answered By:

Glen Ashman

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Bankruptcy now is not necessary. As correctly noted by Attorney Ashman though, wage garnishment is a possibility if you ever find a job. Further, the judgment creditor can seize ...

Answered By:

Rachel Hunter

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