Alabama | Bankruptcy
Legal Question
Bankruptcy
I filed a chapter 7 bankruptcy in the state of alabama. I reaffirmed my auto's and home mortgage. I tried to make a payment on my mortgage a week ago and they told me that since I had not reafffirmed I would have to speak to some special collections dept.? So, I called my attorney to ask what happened to the reaff. that I had signed. He said he didn't get it submitted in time. And that the Judge does not like to reopen cases. He assures me that as long as I keep making payments there will be no problem. But technically the house now belongs to the bank? And what about my equity? Is there any recourse? Any suggestions? Thanks


