Legal Question in Consumer Law in Alabama

Credit Check

Is it lawful for a car salesman to check your credit for a loan you didn't authorize?


Asked on 10/09/08, 7:05 pm

1 Answer from Attorneys

John Watts Watts Law Group, P.C.

Re: Credit Check

A car salesman may NOT pull your credit report unless you authorize it. Now once you authorize it they normally can shop around to get the loan so the question is did you authorize in any way for the car salesman or dealership to pull your credit report? If not then the Fair Credit Reporting Act probably was violated.

Please contact me if you have any further questions.

John Watts

www.alabamaconsumer.com

www.alabamaconsumerlawblog.com

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Answered on 10/10/08, 9:12 am


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