Re: Insurance company Re; auto accident

If you have a statute of limitation issue, it's nearly 2 years since the accident. I hope you notified your own carrier early on about the accident. If not, do so now. You will be able to send form interrogatories to the defendant to find out about insurance and policy limits, if any, and the identity of the driver. If you're in northern California, please let me know if I may be of assistance.

Re: Insurance company Re; auto accident

Hello, I am a personal injury attorney in Northern California. If you would like to discuss your issues, feel free to contact me at arkady_law@earthlink.net

Thanks,

Re: Insurance company Re; auto accident

You were supposed to tell your insurer about the accident soon after it happened. It may now deny your claims due to the delay, especially if it can no longer evaluate your initial condition. It might also cancel your policy if it thinks you concealed the accident in order to keep your premiums from increasing.

Assuming you can collect on your policy, the coverage likely does not include pain and suffering. The other driver would be liable for these items (unless you were driving without liability insurance at the time), but your insurance will not cover the other driver's liability for them.

Re: Insurance company Re; auto accident

Your delay in informing your carrier may hurt you, (as Mr. Hoffman suggested), so you should notify the carrier right away.

Also, there are certain things you need to do in order to establish whether or not the UM or UIM portions of your policy apply.

Don't delay in filing suit, but if your injuries were at all significant, I would highly recommend that you handle this through an experienced attorney.