Insurance company Re; auto accident
I am still treating injuries sustained in an auto accident.
I am up against a statute of limitations.
I will be filing a lawsuit to protect my right to recover.
At this point, I do not know the various liability limits of the owner of the vehicle, or the person who was driving.
However, I had uninsured AND underinsured coverage on my policy.
In case I have to utilize my coverage, do mI ned to alert my insurance company at the time I file suit, or when?
Do I need a judgement to collect on that underinsured coverage?
Would my coverage include pain & suffering?
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