I have a credit card that has been charged off, about 2009 I stopped paying in 2008. it was bought by a another debt agencey. It was opened by me in ny i moved with my husband to california due to his active duty station thats why i lost my job and stopped paying on the credit card. The debt agency is coming after me know 2013. Can they take my husbands income? He is know seperating from active duty at the end of the month, we have no income no where to live and are asking for assistance from operstion homefront and american redcross. Can the serviceman relief act help me stop the debt harrasment, i wish they would just cancel the debt and give me a 1099c please help i dont know what to do. I own nothing no house no car, i am insolvent.
1 Answer from Attorneys
It would appear that the statute of limitations has run on the debt (in CA it is 4 yrs from when you stopped paying). Your statement does not mention, however, whether a lawsuit has been filed against your husband. Executing on a judgment is how they could come after your husband's income. I am not familiar with the provisions of the SRA... However if you file a Ch. 7 it would make that debt and all other unsecured debts (even if lawsuit filed) go away permanently. Contact a reputable BK attorney in your area.
Related Questions & Answers
At what point can I put a lien on a house after the owner has filed Chapter 13? Asked 9/18/13, 11:37 pm in United States California Bankruptcy Law
Oakland (CA) Ch 7 trustee at the 341(a) said he wants me to close down my small... Asked 9/14/13, 1:19 am in United States California Bankruptcy Law
Can I file for bankruptcy if my ex wife lives in the house Asked 9/13/13, 7:55 pm in United States California Bankruptcy Law
Is it legal for a creditor to send a right to cure letter for a bankruptcy 7... Asked 9/04/13, 4:39 pm in United States California Bankruptcy Law
My fiance has $4000 in debt that he is unable to pay (this is from a school, they're... Asked 8/27/13, 2:56 pm in United States California Bankruptcy Law