Legal Question in Bankruptcy in California

student loan bankruptcy

back in 1990 when i was young and dumb i was convinced by a vocational school to enroll in there new paralegal program they said it would change my life, well that it did.

All students felt cheated.

1.) I interviewed but was never hired in any related legal feild.

2.) The school assisted me and one other student i know of in passing enterance exam.

3.) they only held two paralegal classes then dropped that program

4.) the one class before filled a law suit that i dont know what happened.

5.)they said they were going to be aba certified by the time class was over. never were

6.) never helped in job placement.

7.) after asking many times for some sort of certificate we gave up they kept telling us it was being printed then would be mailed.

Now loan has been in default and due to interest is 14ooo and the only thing on my credit and i caint afford to pay it back can this be discharged under bankrptcy?

Please help me!!!! this has been the biggest nightmare of my life


Asked on 6/17/99, 2:11 am

2 Answers from Attorneys
Susan Freiman The Legal Clinic

Re: student loan bankruptcy

I disagree with the previous reply. I blieve that under some circumstances where the school committed fraud, the loan can be discharged.

Also, not all student loans are non-dischargeable.

The area is very, very complicated, and the law changes with staggering frequency.

Do yourself a favor, and go see a lawyer who specializes in bankruptcy. If you cannot afford a lawyer, try Legal Aid. Most bar associations also have panels of lawyers willing to work for reduced fees.

Also, try the Better Business Bureau. They may have information about this particular school. They can also direct you to local sources for help regarding the school's fraud.

Good luck!

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Answered on 7/03/99, 1:48 pm
Mark Markus Law Office of Mark J. Markus

Re: student loan bankruptcy

Well, if you had filed bankruptcy last year, you might have been able to discharge the student loans. Now you can only do it if you can prove "undue hardship". For the elements needed to prove that, please review my web page at http://www.bklaw.com/bklaw. Good luck.

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Answered on 6/29/99, 2:31 pm


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