Legal Question in Credit and Debt Law in California

In 2006 I co-signed for my brothers student loan, ONE loan.

Sallie Mae uses electronic signatures via email instead of live signatures.

I found out recently that a SECOND loan (earlier, 2005) was signed without my knowledge. It has my name/social/etc but my mothers phone # and email address under co-signer info. Also has incorrect income, lack of employment info, etc.

I submitted requests to 3 credit bureaus to validate the debt. So far Equifax came back and said its valid because Sallie Mae said it was.


1. is there a statute of limitations for suing to get my name off of the loan I had no knowledge of?

2. on what grounds would I even be able to file a complaint?

Thank you

Asked on 8/21/13, 2:43 pm

1 Answer from Attorneys

Kelvin Green The Law Office of Kelvin Green
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0 attorneys agreed

Student loans are unique in that and this is off the top of my head that there is no statute of limitations. I would contact Sallie Mae and challenge the debt. Whether it is on your credit report if they think it was you they probably can enforce it...

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Answered on 8/21/13, 5:55 pm

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