California  |  Credit and Debt Law

Legal Question

Asked on: 8/21/13, 2:43 pm

In 2006 I co-signed for my brothers student loan, ONE loan.

Sallie Mae uses electronic signatures via email instead of live signatures.

I found out recently that a SECOND loan (earlier, 2005) was signed without my knowledge. It has my name/social/etc but my mothers phone # and email address under co-signer info. Also has incorrect income, lack of employment info, etc.

I submitted requests to 3 credit bureaus to validate the debt. So far Equifax came back and said its valid because Sallie Mae said it was.

QUESTION:

1. is there a statute of limitations for suing to get my name off of the loan I had no knowledge of?

2. on what grounds would I even be able to file a complaint?

Thank you

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