Legal Question in Personal Injury in California

Re: Uninsured causes auto accident

You do have some problems. The others will look to their own policies, namely the uninsured provisions of their policies. The insurnace co. will then look to you for payments that they have made. This could be quite expensive. The type of car that you drive does not have any bearing. You should consult an attorney. If you cannot afford one you can look at your local neighborhood legal assistance. Good luck.

Re: Uninsured causes auto accident

Thank you for your inquiry.

Because you asked for your worst case scenario, you may have already been cited for not having insurance, which is a misdemeanor, punishable by a $1,000 fine and six months maximum in jail, or both. You also can be sued and if you could not pay a judgment, your license would be suspended until you either paid off the judgment, or if and when you filed bankruptcy.

I should also mention that you can be sued by the driver for personal injuries within two years, or by the insurance company for any amounts they paid within three years, so you may have lawsuits continuing on into the future for a while.

Have you considered bankruptcy? From what you've described, this may be a viable option for you.

I hope this answer helps, but if you have other questions, want more information, or feel that you need legal representation, please feel free to email me directly at [email protected]. I'm always happy to help in any way that I can.

Re: Uninsured causes auto accident

Worst case scenario means that you could have your license suspended by the DMV. It means that you could be sued by the other drivers and their insurance companies. It means that since you didn't have insurance, that your personal assets, if any, would be subject to garnishment should there be a judgment against you. It means you might be subject to criminal penalties for failure to carry automobile insurance. All in all, you really should have auto insurance. Good luck and thanks for inquiring.