Legal Question in Real Estate Law in California
I am trying to buy a foreclosed property from a bank through an all-cash offer. The city might place a cloud on it. Will they be able to transfer title with a cloud on title?
Asked on 1/24/13, 12:04 pm
2 Answers from Attorneys
Title can always be transferred with a "cloud" on it. Without knowing what the "cloud" is, however, I can't tell you what the effect would be on you of accepting title with a "cloud" on it. It also may not be insurable by any title insurance company with the "cloud," and taking uninsured title is a really big risk.
Answered on 1/24/13, 4:10 pm
Anthony Roach
Law Office of Anthony A. Roach
I agree with Mr. McCormick. The "cloud" doesn't prevent transfer. It just means that whoever the property gets transferred to takes subject to the "cloud."
Answered on 1/27/13, 9:24 pm