Legal Question in Credit and Debt Law in Florida

Re: collection of a mortgage lein

If the Borrower is cooperative you could sign a Mortgage Modification Agreement that would reference your mortgage and simply state your mailing address. it's probably a good idea that you inform whoever you have named as the Executor in your Will about this debt and give him or her a copy of it for their records in case something should happen to you before the debt is paid.

Re: collection of a mortgage lein

You describe a home-made mortgage, something not done by any attorney. It is now a serious problem. Please understand that you are asking on a bulletin board which New Jersey attorneys see, and very few of us practice law on a regular basis in Florida.

That being said, I suggest that you retain a local attorney to at least look over your mess and try to guide you. It sounds like you may have a debt due to you from a relative; this is a common situation. You are correct, you may never get paid if the situation is as you describe. A smart lawyer may be able to help you get out of this mess without having to hire and pay a lawyer in Florida to do it for you.

Please, if there is a great deal of money to be which may be lost if not handled correctly, do not in the future try to draw up mortgages, contracts or agreements without legal advice.

Re: collection of a mortgage lein

Contact Florida counsel who can then check the County records and find out what can be added.