Legal Question in Credit and Debt Law in Florida

I live in Orlando and lost my job nearly a year ago. I can not afford to pay my credit cards and have tried to work with the bank but they will not help me. I stopped paying my credit cards and now they have been turned over to an attorney, who has threatened to put a lien against my home.

I had read somewhere that if you have Homestead Exemption in the state of Florida, a creditor can not put a lien against your home. Is this correct?


Asked on 7/12/10, 8:40 pm

3 Answers from Attorneys
David Slater David P. Slater, Esq.

First he has to obtain a judgment from the court. Homestead property is exempt from execution.

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Answered on 7/13/10, 5:31 am
Angelo Marino Angelo Marino Jr. PA

Sich a threat is a violation of law. See my website on such violations and on garnishment and see a consumer lawyer in your area. I do not practice law in your area.

For a consumer lawyer in your area, go to

http://naca.networkats.com/members_online/members/directorya.asp?token=

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Answered on 7/13/10, 6:44 am
Lucreita Becude Lucreita D. Becude, P.A.

YOu need to repor that attorney to the Florida Bar. No, he can not place a lien against your homestead property.

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Answered on 7/13/10, 7:34 am


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