Legal Question in Personal Injury in Florida

my daughter broke her foot at a party and the bills are rollin in. is the hosts homeowners insuraance responsible and if so to what extent


Asked on 10/26/10, 3:43 pm

2 Answers from Attorneys

Shelly Schellenberg MI & FL private practice

If the host was negligent, and had an usafe condition that would have been discovered with a reasonable inspection of the property, then the host-homeowner may be responsible. Unsafe conditions would include: missing handrails, holes in the floor (covered by a rug), inadequate lighting, etc, that the host should have discovered, and either repaired or warned his guests of this hazard.

On the other hand; if your daughter was "fooling around" being careless, reckless or simply tripped over an open and obvious trip hazard, (a curb, a toy, a pair of shoes) then this injury is just an accident and you will have to pay the bills.

Read more
Answered on 10/31/10, 4:51 pm
Michael Tobin Michael M. Tobin, P.A.

Many homeowners policies have medical payments coverage to pay medical bills regardless of any negligence. Ask the host for this information.There can be $5,000, $10,000 or even $25,000 depending on the value of the home.

Read more
Answered on 11/01/10, 9:48 am


Related Questions & Answers

More Personal Injury Law and Tort Law questions and answers in Florida