My sister was recently involved in a car accident. She was stopped at a red light and was rear ended by a car that hit two other cars first and then slammed into the back of her car. Her car is totaled. The man that hit her she came to find out did not have insurance, but he was not driving his own car. We called a lawyer from the hospital and met with them the next day. In their office she called her insurance company and reported the accident. The lawyer sent her to a doctoreto assess her injuries she has started physical therapy because she is suffering some pain shoulder, back ,wrist, legs, headaches. The problem is that her insurance only covers $10,000 for medical and she ran up an $8,000 bill in the hospital. The lawyer has not told us where this extra money is supposed to be coming from. What is she supposed to do?