Legal Question in Credit and Debt Law in Georgia

I recently had a veh financed through a finance company and have already started to make car payments. The car dealership fudged the paper work to get veh financed by putting that I paid a $1000.00 down payment as required so that he could get paid right away from the finance company for the said veh, he said that he would work with me to get $1,350 to him. Yes he advised me when questioned why he was requring this amount when the finance co only required $1000.00, he stated me that it was because the finance co didn't pay him for something. Anyway he is now threatening me to take the car back or shut it down (it has a GPS system on it) if I don't bring him the money. My question is, can he legally do that?


Asked on 12/25/10, 4:13 am

2 Answers from Attorneys
Scott Riddle Law Office of Scott B. Riddle, LLC

No one here has the documents, and your post is too vague to figure out what happened, what is due, and what is paid. However, unless the paperwork was change after you signed and without your knowledge, it generally takes two parties to have a fraudulent contract. If you signed the loan documents knowing they were wrong, you are just as guilty of the fraud apparently committed against the finance company. With that in mind, the only advice you should get is to correct all the loan documents. Not many competent lawyers are going to advise you on continuing down the path with the dealer of defrauding the lender.

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Answered on 12/30/10, 4:24 am
Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

Essentially you've indicate dthat you and he conspired together to commit a fraud or crime against the lender. Be aware that you could go to jail or get sued and may be in serious trouble. No lawyer is going to help you perpetuate a fraud and engage in criminal conduct you chose to commit.

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Answered on 12/30/10, 5:03 am


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