I was solicited by a credit card debt resolution business and verbally agreed (taped conversation) to the service. Upon which my card was charged for the service prior to the information / welcome package was delivered to my residence. Since that agreement was made, I have changed my mind regarding the service and have asked that my fee be debited back to my account. The company has refused to comply with my wishes siting a federal law regarding 3-day recision rules. Some research on my part has revealed that under title 15, chapter 41, subchapter II-A, 1679d Credit repair organizations contracts, that I have the right to receive a full refund of my money. Is this a correct assumption?