Legal Question in Real Estate Law in Georgia

My friend has a friend who was engaged to be married. She owns a home that she shares with her toddler. Her fiance moved in, and since they were engaged, she put his name on the deed. Since his credit is not up to par, the mortgage is still in her name, since they were unable to refinance it with his name added. He has called off the engagement, and wants her and her toddler to find another place to live. He is trying to force her to do a short sale and put them out. Can he do this, especially since the mortgage is not in his name? What can she do so that she can keep her home?


Asked on 7/20/11, 6:43 pm

3 Answers from Attorneys

Glen Ashman Ashman Law Office also dba Glen Ashman Attorney

Since she gave him half the home, he owns half. In doing that without him being on the hook for the mortgage she created a legal nightmare. Neither can force the other out without an expensive court battle. They will both need lawyers. Moving in without marriage and deeding property to boyfriends almost always creates legal problems. She has one, and will need to spend significant monies on legal fees to divide the home.

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Answered on 7/20/11, 6:52 pm
Scott Riddle Law Office of Scott B. Riddle, LLC

It is no longer "her home" or "her house." It is "their house." She made an extremely poor decision to just give away half of her house to someone with whom she had no legal relationship. This is made worse by the fact that she has a young child and she gave the house to someone with poor credit (people have poor credit for reason). Since you mention a short sale, it is likely there is little or no equity in the property. She might consider paying him off to buy his interest back and he can execute a deed (prepared by a qualified lawyer). Otherwise, they can work out something to sell it. Throughout all this, whether or not she lives there and no matter what is going on between the two, she has to pay all the payments or her credit is ruined. This horrible decision is going to cost her a lot of money, now and maybe for years to come.

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Answered on 7/21/11, 4:54 am
Phillip M. Cook Cook Legal Services, LLC

I'll answer your question a little differently than the other two lawyers here (although there answers are correct) -- the boyfriend cannot force the girlfriend and her child out of the home without a Court order. She should not, under any circumstance, abandon the home or stop paying the mortgage. She should also not agree to sell the home (short sale or otherwise) unless it is by Court order. It will only hurt her. She needs to get a real estate lawyer ASAP so that she does not get bullied.

Best of luck.*****The above is for informational purposes only and does not create an attorney-client privilege.******

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Answered on 7/21/11, 1:41 pm


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