I received a notice from our county circuit court saying that "an order for default was entered on 05/17/2011 by a judge". This is regarding a judgment Discover Card obtained against us for a debt we owe them. I understand that the creditor can freeze my checking account now. I'm in the process of filing for Chapter 13 as fast as we can. But in the meantime, my question is, how long will it take, after filing the Chapter 13, to keep the creditors from freezing my bank account? Thank you.