Legal Question in Business Law in Illinois

Insurance Needs

I'm a sole proprietor; 3rd party personnel recruiter matching potential employees with employer's open job positions. I have no employees and work out of my home. Do I need General Liability & Professional Liability insurance?


Asked on 2/04/09, 2:13 pm

2 Answers from Attorneys
David K. Staub Staub Anderson LLC

Re: Insurance Needs

If you are in business, it is a good idea to have insurance. It is not required, so you do not "need" it. It is simply a matter of assessing the cost versus the risk.

David Staub, business attorney

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Answered on 2/04/09, 2:19 pm
Burton Padove Indiana and Illinois Lawyer, Burton A. Padove

Re: Insurance Needs

Yes. You have exposure. For example if you did not do a background check, recomended someone who had a criminal background, who then committed a related crime, there could be a problem for you.

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Answered on 2/04/09, 2:19 pm


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