I provided a down payment to a hard money lender to start the process of appraising a home and qualifying me for a loan. I was originally quoted a close date of June 11. I didn't hear anything from them until 7/2. They don't want to give me my money back if I cancel this transaction. I should be able to get my money back because they didn't deliver as promised and I've lost the house. I'm just looking to see what my options are now.