Legal Question in Civil Litigation in India

I have my Salary Account in HDFC Bank ,however to my Surprise I get to know that my Salary was blocked by their Credit Card Division due to some Credit Card payment issues which I am not aware of..I have surrendered all my Cards in year 2007 and suddenly from nowhere they have come out and torturing me like this...Please help me out as what can i do in this case and how can I get my salary released by these goons.

In these 3 years I have even forgotten the Card number and other details..Now the Salary Account has just opened a month back..so I am confused how can they hold an account which was not in existence at the time of signing the Credit Card Form...is it valid and legal..


Asked on 11/02/10, 11:58 pm

1 Answer from Attorneys
Rashmi Bhatia Sangare Private Practise

As the Bank and the Credit Card company is from the same group they have blocked your account. Write a letter to the Credit Card Division and HDFC Bank enclosing the surrendered card proofs and ask them to unblock your account. If they do not oblige, send a legal notice to Credit Card Dept., Bank and Banking Ombudsman stating narrating the above facts. If no action is taken file a consumer complaint against the Bank and the Credit Card Company.

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Answered on 11/03/10, 12:08 am


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