Legal Question in Credit and Debt Law in Michigan

Job Verification

I have recieved a job verification letter/form from an attorney trying to collect a debt from one of our employees. There is no letter attached from the employee granting permission to release any information to this attorney. I do not believe I am required to respond in any way to this attorney. What am I required by law to do with this request?


Asked on 4/13/04, 2:28 pm

3 Answers from Attorneys
Gregory J. Roth Gregory J. Roth, PLLC

Re: Job Verification

I agree with the previous attorney's posting- it sounds as if the attorney has violated federal law (the Fair Debt Collection Practices Act) by disclosing the employee's debt to a third party. So long as the material you received is not a court order or garnishment, i see no need to respond. In fact, if you have any obligation, it would be to maintain your employee's privacy and NOT disclose. If it is a garnishment, you need to respond to protect the company from liability. If you have any further questions, please contact me at www.lawgreg.com.

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Answered on 4/14/04, 3:15 pm
Jesse Sweeney Sweeney Law Offices, P.L.L.C.

Re: Job Verification

Sounds like a potential Truth in Lending violation (TILA) but you wouldn't be the plaintiff, the employee would. I cannot imagine that you would need to provide any information to this attorney unless it is by Court order.

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Answered on 4/13/04, 2:34 pm
Jesse Sweeney Sweeney Law Offices, P.L.L.C.

Re: Job Verification

My apologies I meant a Fair Debt Collection Act violation.

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Answered on 4/13/04, 2:34 pm


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