I have a large amount of dept from medical bills in the thousands and a small amt of dept from wells Fargo as well .At what point will I have a judgment against me?Is it possible for them to garnish my wages?
2 Answers from Attorneys
I cannot predict when or if an entity will sue you. However, once a judgment creditor has a money judgment against you (the end of a successful lawsuit), it can garnish your wages and levy on bank accounts. Filing a bankruptcy would stop this.
Hello. No one can tell you exactly when a creditor will seek a judgment against you. Problems with past due bills and debt certainly are distressing and highly stressful. I do recommend that for your peace of mind, you confer privately with an attorney about your legal issues. Often, when a person expresses concern in one legal area, he/she has multiple problems for which he/she is worried. Do know that bankruptcy is certainly not the proper solution for everyone facing problems with debts. In choosing an attorney to help, I recommend you phone at least a few, because it is important that you feel comfortable and a sense of great trust. I recommend you read the attorney's biography/resume webpage in choosing, too. All the best to you. Tricia Dwyer, Esq. www.dwyerlawfirm.net