Missouri  |  Credit and Debt Law

Legal Question

Asked on: 1/29/10, 9:38 am

I lost my job ten months ago and owe a credit card debt. The debt was turned over to a collection agency and they call all day everyday. i talked to them and tried to set up a plan where i would make monthly payments with money orders. they would not accept this because they said i had to have a bank account which i do not have.If i have tried to pay them and they won't accept. is it legal for them to keep harrassing me on the daily basis because they won't take my payment? the collection agency is located in new york

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