I am going to get a total knee in the future due to a workers comp accident. I have asked for $107,000 to cover the total knee and the medications that will be needed leading up tyo the surgery. I received a counter from WC saying that in present day value dollars the $107,000 would be $34,000. What exactly does present day value dollars mean? How do they calculate it? is it possible to counter with a higher dollar amount?