I was bitten by a cat at a home that we were feeding their pets. It became infected with cellulitis and I spent a total of 7 and a half days in the hospital over the course of a week and a half. I received antibiotics to take after I was released but they caused my throat to dry out and I couldn't swallow for 3 days. My part of the hospital bill is approximately $6000.00 of which I have paid about a third already. I filed a claim on the homeowners policy and they are wanting to settle. What would be fair?