Legal Question in Family Law in New Jersey

Is life insurance mandatory for adult children?

When I was divorced it was put in the divorce decree that we had to have life insurance naming our children as beneficiaries. At the time our children were all over the age of 18. My financial circumstances have changed and I want to drop my life insurance. I still have life insurance through my employment so there is still some there. Must I keep private life insurance too?


Asked on 9/12/03, 6:18 am

4 Answers from Attorneys

Gary Moore Gary Moore Attorney At Law

Re: Is life insurance mandatory for adult children?

Life insurance is required to protect unemancipated children and former spouses who were granted permanent alimony. To be on the safe side a motion should be filed with the court for permission to cancel insurance coverage. 800 273 7933.

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Answered on 9/12/03, 6:52 am
Bruce Matez Gerstein Grayson, LLP

Re: Is life insurance mandatory for adult children?

The answer really depends upon the language in your Agreement. However, I know of no provision in the law which requires a parent to provide life insurance for the benefit of an emancipated child. If you would like to further discuss this issue, please feel free to contact my secretary, Debbie, at 856-795-6700 to schedule a consultation.

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Answered on 9/12/03, 9:39 am
Curtis Romanowski Romanowski Law Offices

Re: Is life insurance mandatory for adult children?

The easiest thing to do is to contact your former spouse to find out if there might be a consent given to the discontinuation of one or more of the coverages. Otherwise, a motion should be filed. Typically, your divorce or the agreement attached to it would specify the conditions for emancipation. The need to provide coverage usually ends with the attainment of one of the emancipation conditions or events.

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Answered on 9/12/03, 11:31 am
Philip Burnham, Esquire Burnham Law Group, LLC.

Re: Is life insurance mandatory for adult children?

Without reading your agreement, it is impossible to give a definate answer. However, from the limited facts presented, it appears you could reduce the amount. This has to be done with a motion and court order or you could be help in contemp of court. If you have any questions please feel free to cal 856-489-8888.

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Answered on 9/12/03, 12:42 pm


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