New Jersey  |  Insurance Law

Legal Question

Asked on: 3/25/13, 3:41 pm

A friend of mine (really) has a situation where an insurance company is contesting the payment of a Life Insurance death benefit because, on a renewal policy, "they claim "the signatures don't match". I read in an article on eHow.com that "A contract signature is an indication of acceptance. According to the book "Contract Law," initials or a printed name will suffice for a legal signature, and may be placed in any part of the document (not necessarily at the bottom) and be considered valid." Based upon this, I am interpreting that the insurance company's "non-matching signatures" ploy is a red-herring designed to avoid payment of the death benefit. Am I correct? Thanks very much!

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