Legal Question in Insurance Law in North Carolina

limited liability

another person was driving my car, with permission. he was struck from behind while he was going 55 & the other driver 80. the other driver then wrecked into a church and knocked it off its foundation. the other driver only had $50,000 in liability. his insurance is stating that this amount has to be prorated between the my car and the church's damages. i had unisured coverage but not underinsured coverage. am i stuck with his insurance company giving me a small prorated share while the church gets the majority (obviously the damages to the church are well over $100,000)?


Asked on 12/17/07, 2:08 pm

1 Answer from Attorneys
John Kirby Law Offices of John M. Kirby

Re: limited liability

The information you have been given is probably correct; i.e. that the property damage limits will be pro-rated. You may want to consult with an attorney and provide him or her with more information about your claim.

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Answered on 12/17/07, 11:03 pm


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