Legal Question in Insurance Law in North Carolina

Motorcycle accident

If another person was driving my motorcycle which I only had Liability insurance on, and that person was hit by an oncoming pickup at an intersection, who would pay for my motorcycle? The police report didn't indicate any fault. The driver of my bike was injured.The other driver was not injured.


Asked on 7/20/06, 9:14 am

2 Answers from Attorneys

Roger Traversa Arjont Group (Law Office of Roger Traversa)

Re: Motorcycle accident

First, as a biker myself, the unbreakable rule is that you never let someone else ride your bike. There's a caveat to that code but it is not suitable for publication.

Your freind owes you a duty to return your bike to you in the same condition he borrowed it. It is up to him to either pay for the bike or to prosecute a claim against the other driver and collect from that driver's insurance.

Last, a motorcycle should not be on the road unless it is fully insured. This doesn't mean only minimum limits liability. At a bare minimum you should have liability, uninsured and underinsured motorist in the amounts of 100/300 preferably 250/500 (that's read as hundreds of thousands of dollars coverage per person/per incident).

Regards,

Roger Traversa

email: [email protected]

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Answered on 7/20/06, 9:28 am
John Kirby Law Offices of John M. Kirby

Re: Motorcycle accident

In addition to suing your friend, if you can establish fault or negligence of the pickup, then the pickup would be liablef or that. It sounds, however, as if liability will be disputed.

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Answered on 7/20/06, 9:38 am


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