Legal Question in Insurance Law in North Carolina

Re: wreck

This question is a little confusing because of the reference to "mediation." Typically mediation occurs only after a lawsuit has begun, in which event a person probably has an attorney, and they can use "discovery" techniques to find this out. I am assuming, however, that your question is basically how to find out the insurance limits prior to a lawsuit being filed.

We would need to know more about you specific situation to give a thorough answer, but in general, there may be one statute which allows you to obtain this information from the insurance company. You can view the statute here:

http://www.ncga.state.nc.us/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-3-33.html

You may want to write to the insurance company and specifically reference this statute. You will, however, be required to provide them with e.g. your medical records. After a lawsuit is filed, you can fairly easily find out their limits in North Carolina.