Legal Question in Credit and Debt Law in Pennsylvania

Re: debt collections

Without knowing more, I would think your bank should have notified you upon their receipt of the collector's interrogatories and given you some time to respond. However, I believe it is bank procedure, which may be mandated by law, that the related account must be frozen upon service of the interrogatories.

Re: debt collections

If there was a judgment against you (& you should have received law suit papers so you would know about that) then the attorney for the creditor can attach your bank account. Without a judgment the creditor cannot attach your bank account. Keep in mind that a law suit is not the same as a judgment. It only after a judgment is rendered that an attachment casn be made.

Re: debt collections

It isn't clear to me how a debt collector could execute upon a checking account without your knowledge. But some Debt Collectors threaten to do a lot of things that they have no ability or authority to do.