Legal Question in Credit and Debt Law in Pennsylvania

Debt Collectors and SOL

What should you say to debt collector when the SOL has passed on credit card debt? I recently received a letter from a collection company stating I have 30 days to dispute the debt.


Asked on 7/10/07, 10:10 pm

1 Answer from Attorneys
Greg Artim Law Office of Karen L. Myers, P.C.

Re: Debt Collectors and SOL

obviously, dispute the debt in writing immediately. tell them, in writing, that you believe the debt is uncollectible as per the applicable statute of limitations. advise them that an attempt to collect an uncollectible debt is a violation of the Fair Debt Collection Practices Act, and insist that they stop all collection efforts on that account, and demand that they remove the derogatory mark from your credit file by notifying all three credit bureaus of the disputed debt.

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Answered on 7/10/07, 10:34 pm


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