Legal Question in Credit and Debt Law in Pennsylvania

repossesion of car

we sent letters to our company in 2005 during bancruptsy for a settlement offer for our car. They never responded to our attorney. we figured they would come get the car. They never did. It shows a s a loss on my credit in bancruptsy. I have not heard one word from them. Now three years later they are sending letters stating I owe $6,311.44 for the car and said they will repo it if I dod not pay. The car does not run...has not run in over a year. My question is do they have the right being it has been so long? Over three years....I have not paid since before my original bancruptsy in 2005. Any help would be greatly appreciated.


Asked on 4/07/09, 10:11 am

1 Answer from Attorneys
John Gibson John W. Gibson, Esquire

Re: repossesion of car

They would still retain their security interest in the car and would still have the right to repossess it. Your credit report should only reflect the bankruptcy filing however.

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Answered on 4/07/09, 11:46 am


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