Pennsylvania  |  Credit and Debt Law

Legal Question

Asked on: 6/05/13, 5:36 am

I was sued in magisterial court by a debt collector, i represented myself and won. I waited 30 days then I sent a letter asking the credit bureau and collection agency to remove the trade line from my credit report and the collection agency replied that they would keep reporting. I received a copy of my report from Experian stating there have been no recent reportings. upon further examination I see that the Attorney who represented them against me made an inquiry 1 month before lawsuit stating inquiry was for an auto loan-which was totally under false pretenses! are these violations of the FDCP? Should I contact an attorney?

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