If you have two insurance policies on your car and have an accident and one pays it off, can you collect on the other policy legally?
1 Answer from Attorneys
No. I'm sure that both isurance policies have language that prevents a double recovery for the same damages. The insurance companies utilize an industry wide data bank, and if the one insurance company paid off, the other company will easily find out. Finally, if you try to do this, you might be committing insurance fraud, and then you will have a major problem.