Legal Question in Consumer Law in Texas

Charging credit card without authorization

I sent a vendor with whom I have a disagreement a certified letter withdrawing my authorization I had given them to charge my credit card a monthly fee. Despite sending two such certified mail letters, I am still being charged the same monthly fee on the same credit card. What legal recourse, if any, do I have ?


Asked on 6/24/02, 10:29 am

1 Answer from Attorneys
Michael Dover Michael A. Dover, PC

Re: Charging credit card without authorization

First, you should dispute the charges with the credit card issuer. That will get you temporary relief while the issuer investigates and you do not have to pay the charges during that time.

Do you have a contract with the vendor? For example, if you had a contract for 12 months and you still have 3 months to go on the contract, it would be difficult to get the charges stopped before the term expired. If it is a month to month agreement, I would expect that your credit card issuer will reverse the charges and that should resolve the matter.

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Answered on 6/24/02, 10:55 am


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