Legal Question in Credit and Debt Law in Texas

Being sued over credit card

I have a notice of civil suit for a credit card account that is in mine & my mother's name. I called court & verified it, what are my options in handling this matter? If a judgement is made against us, what exactly can they do? Called attorney office handling the case & they will not negotiate & come to an agreement that is satisfactory in my mind. Account was charged off in 3/2006. So basically what do I need to do, what actions will they take to try & collect if they win, and how exactly do we keep from getting our bank accounts garnished? Also, since the card company has already taken a loss on the account, who exactly controls the amount of money that could settle this matter, the attorney?

Thank You


Asked on 7/21/09, 2:28 pm

1 Answer from Attorneys
James Grissom Law Office of James P. Grissom

Re: Being sued over credit card

If you want to protect yourself legally, you need a lawyer or start studying up on the law and procedure. Lawyers cannot give you legal advice on how to file and manage your own lawsuit on this site or anywhere else.

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Answered on 7/21/09, 2:35 pm


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