Wisconsin  |  Credit and Debt Law

Legal Question

Asked on: 9/04/13, 4:58 pm

I recently received a summons from a junk debt buyer for a debt that i believe to be invalid. Checking my credit report there is an original record of the debt as a personal loan (which i never had) but the summons states the debt is for a charge account. Is this a violation of the FDCPA and the FCRA?

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