Throughout our lives, banks, lenders, landlords, insurance companies, stores, and often employers, gather information about our credit for one reason or another. Due to the abuses of reporting by various agencies (or simply human error), Congress, in 1970, passed the Fair Credit Reporting Act as part of the Consumer Credit Protection Act.
Along the same lines as covenants not to compete are confidentiality agreements. Many times an employee or partner will leave a business and the need for a complete “no competition” agreement is not necessary. A simple confidentiality agreement may be entirely suitable when attempting to protect a company’s secret food recipe, cooking technique, perfume formula, varnishing mixture, anything… Read More »
Many people think that a bill of sale is not necessary when selling an antique table or the old junk car in the backyard. However, a bill of sale should be used when any personal property is disposed of. It is a necessary contract to protect both parties. The bill of sale sets out the terms upon which… Read More »
Businesses, individuals and organizations use indemnity forms to outline and record details involving financial responsibilities every day. Insurance policies are one example of indemnity agreements.
There are many reasons individuals choose to change their name. Marriage is one reason and divorce is another, but these are certainly not the only two life events that prompt people to change their names.
A power of attorney is someone who can make important financial decisions on your behalf if you are incapacitated or unable to do so. Many people think about a power of attorney as they approach old age or begin to suffer from ill health.
Accurate recordkeeping is essential to the success of any type of business. Unless you are educated in accounting and have previous recordkeeping experience, you will probably find keeping track of your business’ finances a real challenge. The task is so overwhelming for many people, their businesses actually fail as a result of poor accounting practices.
Declarations forms are an important tool businesses, individuals and organizations use in a variety of ways. They are often used as part of the completion of transactions, such as in real estate sales. Declarations are also used as verification of important statements in business dealings by individuals, corporations and in courts.
Nearly everyone is aware that copyrights exist, but many people fail to take advantage of the protection copyrights can afford when they should. Copyrights are valuable tools in that they allow individuals to protect intellectual property.
At some time or another, your business will encounter a client or customer who fails to make a payment you are due. People may fail to make payments due to simple forgetfulness, a change in employment, severe financial distress, or a thousand other reasons. At that inevitable moment when a payment is missed for the first time, businesses… Read More »