Legal Question in Credit and Debt Law in California

collections

I have been sent to an outside collection agency for my B of A Visa card. I have a $9000.00 balance and they are trying to serve me papers at home. They said I have been sent to 'arbitration'. I am a 10-99 worker earning peanuts and cannot afford to settle or pay them anything. I rent my home. Can they attach my wages as a 10-99? Can they go after my wife's wages if she is not the primary card holder? Do I have to open a new checking account to stay ahead of the levy if I loose a judgment? Is it possible to dodge this bullet. I am behind in all my bills and don't know what to do.


Asked on 8/21/07, 2:10 pm

1 Answer from Attorneys
Larry Rothman Larry Rothman & Associates

Re: collections

You may have valid defenses such as the statute of limitation. Also, there may be a violation of the Fair Debt Collection Act. Please contact us if you have any questions.

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Answered on 8/24/07, 9:15 am


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