I have a judgment against me for a credit card owed for $7,646.45. Today I got notice that are looking for someone to garnish my wages, but I got laid off in February and have not worked since. I can not afford to pay this, although tried to offer a settlement when I found out I was being sued for it. What do I do? Can I try to offer them small monthly payments at this time to get them off my back?
1 Answer from Attorneys
Really, that's about all you can do is to offer to settle, or file bankruptcy.