Legal Question in Credit and Debt Law in California

Medical Bills

When I was transfering duty stations in USMC in 2002 I had an emergency and recieved medical treatment from a hospital in CA. Last year I check my credit and found the bill for this in collection, I contacted the agency on and they had no record of my debt and told me to fax and mail a letter with my ssn and name and they would take it off,which I did June 16, 2004, now a year later they are contacting me again for this debt. I called and spoke to the first person and again he had no record, then someone else got on and said I did, has the statue of limitations expired on this or how should I handle this?


Asked on 6/16/05, 3:33 pm

1 Answer from Attorneys

H.M. Torrey The Law Offices of H.M. Torrey

Re: Medical Bills

statute of limitations on a contractual debt owed in california is typically 4 years from the date of your last payment. however, in your case, it appears that the creditor never validated your debt in the first place. in this scenario, you should promptly demand such validation of the debt in writing (not over the phone), and if there is no such forthcoming validation within a 30 day time span, you should thereafter report that to your credit bureaus reflecting the alleged debt for immediate removal. if you would like further assistance in this matter, contact us today.

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Answered on 6/17/05, 10:53 am


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