Legal Question in Credit and Debt Law in Florida

Re: credit card debt

already answered.

Re: credit card debt

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Your house is generally protected against creditors under the homestead laws of the State of Florida. There are some exceptions which are usually not a problem. The creditors can sue you and obtain a judgment which will become a lien but cannot force the sale of your home. Your social security disability income is also protected from garnishment under Florida Statute. From the information you provided, you appear to be safe from the threats of the collectors.

Scott R. Jay, Esq.

Re: credit card debt

Creditors for these types of debts can only put liens on your home, they cannot force the sale. They have to first file a suit and obtain a Judgment, which is the lien.

Have you considered filing bankruptcy? You can file bankruptcy and get rid of unsecured debts and keep your home.

'Hope this helps. Tom Rosenblum