Legal Question in Credit and Debt Law in Florida

Re: Who's credit report would a debt go on?

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You pretty much answered your own question. Unpaid charges can go on the credit report of the person or persons who guaranteed the payment and then did not make the payment.

You are correct that your husband's wages cannot be garnished as the head of household and that your wages are therefore subject to garnishment. To avoid this from happening, you should try to make payment arrangements with the medical services provider with whatever amount you feel you can afford. Often times small amounts will be accepted if the provider believes that you do not have the ability to pay a larger sum.

Scott R. Jay, Esq.