Legal Question in Credit and Debt Law in Florida

Re: What is the statue of limitations on a medical debt in Florida?

From the facts you describe, the doctor or collection agency probably has either four or five years to file a lawsuit against you for the debt. The time period may run from the date of the last service the doctor provided or from the last payment you made, whichever is later. I cannot say for sure from the limited facts you've written. However, if it is a hospital that provided the service, they may have a longer time period.

If they have already sued you and obtained a judgment against you, then they can collect on the judgment for 20 years.

Re: What is the statue of limitations on a medical debt in Florida?

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The debt remains until it is paid. There is no statute of limitations on a debt. A certified judgment serves as a lien on real property for 10 years after it has been recorded in the public records of the county in which the property is located and can be renewed for an additional 10 year period.

Scott R. Jay, Esq.