Legal Question in Elder Law in Florida

Can my brother and I be responsible for debt incurred by our 90 year old Mother because she put our names on her Sun Trust bank account in Florida ? She has a reverse mortgage that she has been accessing for 2-3 years. We have just discovered she owes 700.00 in NSF overdraft charges, not to mention all the checks that have been returned. We have not co-signed for any credit cards. What would you suggest for us to do?


Asked on 6/11/12, 11:50 am

1 Answer from Attorneys

Sanford M. Martin Sanford M. Martin, P.A.

If your mother merely added your name to the account without your signature or

agreeing to a joint account, you should not be liable for the bank fees. If you

agreed to be a joint account holder, you may be liable. Discuss it with the

bank to settle the matter before you pay any fees; review any bank records,

documents, agreements, and statements. The overdraft fees apply to the

bank account rather than credit cards or reverse mortgage, and appear to

be excessive.

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Answered on 6/11/12, 12:46 pm


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