Legal Question in Insurance Law in Florida

At fault in accident - uninsured

I was recently in an auto accident, my fault. Only to discover I did not renew policy which expired 20 days prior to the accident. The driver ( a minor) was checked out by eMT's. They bandaged a small cut on his arm.No other injuries. The car is older model, police valued damage at 3000. my vehicles only damage is to the bumper, No $ issue for me. My concern is what is the best way to handle this situation. The people I hit are not very fluent in english, so we really can't communicate. Should I contact their ins. co. and offer to pay damages? Or wait until they contact me? or hire legal counsel immediately? I know I am in a bad spot, I just want to handle this the best way possible. Thank you for your help.


Asked on 8/24/02, 12:33 am

2 Answers from Attorneys
David Slater David P. Slater, Esq.

Re: At fault in accident - uninsured

Yes you should retain an attorney in case you are contacted by the people involved, an insurance carrier, the police or DMV. Good luck.

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Answered on 8/24/02, 12:38 am
Michael Tobin Michael M. Tobin, P.A.

Re: At fault in accident - uninsured

I would suggest you consult with an attorney fluent in Spanish to act in your behalf and contact the party to attempt payment of his damages and obtaining a release showing you have no insurance. You should have him look at your policy to be sure it was cancelled or non-renewed properly.

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Answered on 8/26/02, 11:00 am


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